Key Takeaways
- Scenario 1013 is a 1099 / year-end tax-notice CSV — not garnishment remits, annuity payables, dividends, loan draws, FX, insurance lapse, BNPL, chargebacks, ACH NSF, payroll, EWA, collections, KYC, travel, card PIN, or settlement.
- “Form 1099-NEC ready — last-4 44” is transactional. “Open a tax-advantaged IRA” is marketing. Split SIMs.
- Dashboard OTP stays on a dedicated Android. A January notice file will starve it.
- Priced by devices and SMS send volume. You use your own phone and operator SMS credit. Free is 1 / 300 / 300. Developer is 25,000 SMS per year.
- Do not put TIN, SSN, or full account on the SMS. Notice id + last-4 is enough.
- REST import fields live in Developer Center — not a CodeCanyon 1099 add-on. MCP, if you use it, is only a REST wrapper.
Summary
Scenario 1013 is fintech bulk CSV for 1099 year-end notices. The tax engine owns the cycle. The Android is a radio, not the IRS file. Priced by devices and SMS send volume. You use your own phone and operator SMS credit.
If you SMS the TIN because “support asked for it,” you have turned a notice file into a harvest list.
1099 year-end files
Import notice id, last-4, and a portal link — not TIN. CSV import · fintech notes. Fields: Developer Center. Industry context: GSMA.
Column map
| Column | On SMS | SIM | Do not |
|---|---|---|---|
| Notice + last-4 | Yes | Transactional | TIN / SSN / full account |
| Form type | Short ok | Same From | Reuse as a marketing key |
| IRA pitch | Promo only | Promo MSISDN | Ride the notice inbox |
| Dashboard login | OTP | Dedicated OTP phone | Share the file radio |
No TIN on the SMS
Last-4 is enough for the payee to recognize the notice. Idempotent send. DLR ≠ filed — DLR.
Cost
Priced by devices and SMS send volume. You use your own phone and operator SMS credit. Free: 1 device, 300 SMS lifetime, 300 contacts. Developer: 25,000 SMS per year. Paid plans uncap platform volume; devices still meter. Pricing.
Ops
Spare radio before a January notice run. Doze · setup.
Security
Drop the CSV after send. Encrypt at rest. Trust Center · OTP. IRA-pitch STOP off the notice inbox. STOP.
Checklist
- No TIN / SSN / full account on SMS.
- Idempotency on notice + last-4.
- OTP isolated.
- File deleted after send.
- Airtime for January notice run.
Next steps
Transactional SMS · SMS API documentation.
Related product pages
Jump to the live product docs for this topic—not another long-form article.
- bulk SMS from Excel and CSVSpreadsheet campaigns
- contacts, lists, and segmentsAudience hygiene
- bulk SMS with consent best practicesHigh-volume outreach
- SMS API documentationLive endpoint reference
