Key Takeaways
- Scenario 653 is a domestic-wire confirmation CSV — not brokerage trade confirms, 529 contributions, 401(k) match, HSA/FSA, escrow interest, 1099 notices, garnishment remits, annuity payables, dividends, loan draws, FX, insurance lapse, BNPL, chargebacks, ACH NSF, payroll, EWA, collections, KYC, travel, card PIN, or settlement.
- “Wire WIR-8 posted — last-4 37” is transactional. “Open a brokerage IRA” is marketing. Split SIMs.
- Dashboard OTP stays on a dedicated Android. A cutoff file will starve it.
- Priced by devices and SMS send volume. You use your own phone and operator SMS credit. Free is 1 / 300 / 300. Developer is 25,000 SMS per year.
- Do not put routing number, IBAN, or full account on the SMS. Wire id + last-4 is enough.
- REST import fields live in Developer Center — not a CodeCanyon wire add-on. MCP, if you use it, is only a REST wrapper.
Summary
Scenario 653 is fintech bulk CSV for domestic wire confirmations. Core owns the cycle. The Android is a radio, not the ABA file. Priced by devices and SMS send volume. You use your own phone and operator SMS credit.
If you SMS the routing number because “support asked for it,” you have turned a confirm file into a harvest list.
Domestic wire files
Import wire id, last-4, and a portal link — not routing number. CSV import · fintech notes. Fields: Developer Center. Industry context: GSMA.
Column map
| Column | On SMS | SIM | Do not |
|---|---|---|---|
| Wire + last-4 | Yes | Transactional | ABA / IBAN / full account |
| Amount | Short ok | Same From | Reuse as a marketing key |
| Brokerage IRA pitch | Promo only | Promo MSISDN | Ride the confirm inbox |
| Dashboard login | OTP | Dedicated OTP phone | Share the cutoff radio |
No routing number on the SMS
Last-4 is enough for the client to recognize the confirm. Idempotent send. DLR ≠ settled — DLR.
Cost
Priced by devices and SMS send volume. You use your own phone and operator SMS credit. Free: 1 device, 300 SMS lifetime, 300 contacts. Developer: 25,000 SMS per year. Paid plans uncap platform volume; devices still meter. Pricing.
Ops
Spare radio before a cutoff run. Doze · setup.
Security
Drop the CSV after send. Encrypt at rest. Trust Center · OTP. IRA-pitch STOP off the confirm inbox. STOP.
Checklist
- No ABA / IBAN / full account on SMS.
- Idempotency on wire + last-4.
- OTP isolated.
- File deleted after send.
- Airtime for cutoff run.
Next steps
Transactional SMS · SMS API documentation.
Related product pages
Jump to the live product docs for this topic—not another long-form article.
- bulk SMS from Excel and CSVSpreadsheet campaigns
- contacts, lists, and segmentsAudience hygiene
- bulk SMS with consent best practicesHigh-volume outreach
- SMS API documentationLive endpoint reference
